Access funding from your unpaid invoices

Get paid early on your invoices. Same day funding. 100% online. A simpler way to cash flow.

A easier way to cash flow

Flexible financing to access funds early and keep turning your business invoices to cash.

Access up to $50,000

Short term funding between $2,000 and $50,000 per invoice up to 90 days.*

Easy to use

Self-serve online portal available 24/7 or connect from your CRM or invoicing platform.​

Simple pricing

Only pay for what you use, if you don’t need us, there are no costs.​

Flexible financing

Funding secured by your invoices not your property.

Grows with your sales

Your access to funding grows as your sales increase. Cover payroll, pay for materials or pay bills.

Fast approval & funding

Quick approval for each request and same day funding. Undisclosed or disclosed factoring options.

Access to cash flow
has never been easier.

How it works?

We pay you as soon as you tell us which invoice you want funded.

1

Invoice your customers as normal

From your software platform to send invoices or log into the Flip Merchant Portal.

2

Select invoices to get paid

Choose which invoices you want financed. Select all or some of your debtors.

3

Get funding into your account

Get cash into your nominated bank account the same or next day, depending on your bank.

4

Use funds to pay bills or buy inventory

Use funds to pay for overheads or invest back into your business.

Automated industry workflows

Connected software platforms for businesses to get invoices automatically approved and paid the same day.

What you need to activate an account.

  • Active ABN
  • GST Registered
  • 6+months in business
  • $100,000+ in annual sales
  • You provide credit terms
  • Connected to Xero, MYOB, Quicken or you CRM

Need to Chat?

Our Business Finance specialists are available to help you with any questions.

Hello@flippay.com.au | 1300 354 766.

* Funding provided by Flip Finance Pty Ltd (ACN 648 534 552), a wholly owned subsidiary of Flip Money Pty Ltd (ACN 640 607 932) trading as ‘FlipPay’,  and is subject to standard lending criteria.

Getting paid on your B2B invoices just got faster.

Speak with business finance specialists today!

FAQs

Invoice finance allows you to manage cash flow by borrowing against specific accounts receivable. Your customers repay the borrowing according to agreed payment schedules. You repay Flip by direct debit on a prescheduled date.

This arrangement bridges the gap between the fulfillment of a sale and receiving payment. It can be great fit for companies that are required to offer long payment terms to customers. It is suitable for your established customer relationships that have good standing with you.

To be eligible you need to typically meet the following criteria:

  • You’re an Australian incorporated business (e.g. Pty Ltd)
  • You have traded for more than 6 months
  • You issue tax invoice for goods/services that had been delivered or fulfilled.
  • You have > $100,000 in annual turnover

To get set-up with a limit, you may be asked to provide:

  • current and previous financials
  • identification of directors
  • 6 months BAS and bank statements
  • invoice supporting documents

A fully digital experience means that your invoice early access can happen once your approved, and we have set up your limit. We integrate with your software/invoicing platforms to access data sources for live credit decisioning and quick approvals.

Once approved, we can fund instantly, usually the same day.

Yes. Your credit limit is determined by your annual turnover, total value of your eligible outstanding invoices, as well as the level of funding required. We will be in touch to discuss during the assessment and approval stage.